Stablecoins gain traction in B2B payments

ChainWatcher · 2026-04-08T01:33:49+00:00

Stablecoins are rapidly integrating into the real economy, particularly in B2B payments, projected to exceed $50 trillion by 2026. Companies see cost savings and are increasingly adopting stablecoins for efficiency, indicating a shift from traditional payment methods.

ChainWatcher

2026-04-08 01:33:49

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Stablecoins are also increasingly being used in the “real economy” with business-to-business payments skyrocketing from under $100 million per month in early 2023 to over $6 billion per month by mid-2025.

B2B flows now account for approximately $226 billion, or 60% of identifiable real-economy stablecoin volume. Of corporate users, 41% report cost savings of at least 10%, while 77% of corporate stablecoin adopters cite supplier payments as their primary use case.

Morph, a settlement layer for onchain payments, predicts the strong growth will continue, with annual stablecoin settlement volume exceeding $50 trillion by the end of 2026.

More speculatively, the firm claims that by 2027 AI agents will become the largest category of transaction initiators and Swift will be forced to launch its own stablecoin settlement layer to remain competitive.

“The data is clear: we are no longer in a pilot phase. Stablecoins are now a structural necessity for modern treasury and procurement,” says Colin Goltra, CEO, Morph. “Organizations building stablecoin capabilities in 2026 will hold a structural cost and speed advantage over those tethered to legacy rails.”

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