The National Financial Regulatory Administration: Reasonably establish internal preferential policies for inclusive agricultural loans, and resolutely prevent and correct "involution-style" competitive behaviors.

The National Financial Regulatory Administration issued the “Notice on Doing a Good Job in Financial Support for Comprehensive Rural Revitalization in 2026.” The Notice clearly states that in 2026, the Agricultural Development Bank and large and medium-sized commercial banks should continue to set aside separate credit plans for agriculture-related lending, striving to meet the goal of continued growth, at the same basis, in the balance of agriculture-related loans compared with the beginning of the year. Guide large and medium-sized banks to actively develop financial services for agricultural industry chains, expand the scope of first-loan borrowers, and use reform to improve rural small and medium banks’ capacity to serve agriculture and small businesses. Appropriately determine internal preferential policies for inclusive agriculture-related loans, and firmly prevent and correct “involution-style” competitive behavior. Optimize agriculture-related credit products and services, and provide more suitable credit products in light of the characteristics of “agriculture, rural areas, and farmers.” According to law and in compliance, increase the support for the extension of loan terms and rollover/renewal of loans for agriculture-related enterprises and farmers. Strengthen insurance coverage for rice, wheat, corn, and soybeans, and develop local and advantage-featured agricultural product insurance in accordance with local conditions. Give full play to the role of agricultural insurance in disaster prevention and mitigation.