Just finished my annual portfolio review and wanted to share what I'm most bullish on heading into the latter half of 2026. I've got about 45 different stocks and ETFs scattered across my accounts, but honestly, my portfolio is pretty top-heavy. My top 10 holdings make up roughly 44% of everything, which tells you how much conviction I have in these positions.

SoFi has become my largest single stock position almost by accident. I didn't expect it to blow up like this, but the fintech story has just been incredible. We're talking about 400% gains from where I got in a couple years back. The growth trajectory and profitability beat expectations have been wild.

MercadoLibre is another monster position for me. People call it the Amazon of Latin America, but that undersells what they've built. Beyond the e-commerce marketplace, they've got this massive fintech operation handling payments, lending, all sorts of financial services. The penetration rates in their markets still have so much room to run.

General Motors might seem like an odd pick in 2026, but I genuinely think it's one of the most overlooked stocks out there. Everyone wants to dismiss it as a legacy automaker, but GM is legitimately the number two EV manufacturer in the US now. If interest rates stay reasonable, that could really help the auto market recover.

Realty Income remains my favorite dividend play. Over 15,000 properties, yielding 5.7%, and they've got this decades-long track record of just consistently raising their dividend. It's the kind of holding that just works.

Pinterest has been quietly impressive with how they're building out e-commerce on the platform and leveraging AI. User growth has been solid, and despite some tariff headwinds internationally, I think they've got a really bright runway ahead.

Berkshire Hathaway is the one stock I'd own if I could only pick one. Yeah, Warren's stepping back at the end of 2025, but the business itself is just fortress-like. Over 60 subsidiaries, a $300 billion+ stock portfolio, and more cash than any other public company in America.

Dream Finders Homes taps into something real: pent-up housing demand, especially for entry-level homes in affordable markets. Their land-light model in the Sun Belt is working really well, and management is sharp about capital allocation.

Kinsale Capital Group is an insurance specialist that's been absolutely crushing it on profitability. They've barely scratched the surface of their addressable market, so there's serious upside. I actually see the recent pullback as a buying opportunity.

Walt Disney is a cash machine when you really break it down. The theme parks print money, the IP library is unmatched, and even though streaming is still being figured out, there's massive profit potential waiting to be unlocked.

Rounding out my top 10 holdings is Howard Hughes Holdings. They're a real estate development play focused on master-planned communities. They control massive land tracts and use residential demand to build and own commercial properties, creating this value creation cycle.

I should mention I also have substantial ETF positions, particularly Vanguard index funds. If I included those, the S&P 500 ETF, Russell 2000 ETF, and Real Estate ETF would all be in my top holdings too.

The concentration isn't something I'm worried about right now. These are my highest conviction bets, and several have just been incredible performers. My actual goal for 2026 is to use new money to diversify and build out some of my smaller positions rather than rotate out of these core holdings. Not selling a single share of any of these.