Our city has launched Guangxi's first dedicated insurance for embodied intelligent robots.

Local News (Reporter Wei Jing): Recently, the first dedicated insurance for embodied intelligent robots in Guangxi was launched in Nanning. The policy was issued by the Nanning Xingning Branch of the People’s Property Insurance Company of China, providing local enterprises with RMB 380k in risk coverage. It fills the gap in professional insurance in this field in Guangxi, and is one of the important achievements for Nanning to deepen the construction of an integrated insurance-innovation comprehensive demonstration zone and to drive financial empowerment for artificial intelligence.

At present, embodied intelligent robots are accelerating adoption in industrial, commercial, and other scenarios in Nanning, becoming an important lever for the digital and intelligent transformation of industries. The dedicated insurance rolled out this time establishes a dual protection system of “loss to the robot body” plus “third-party liability,” precisely addressing key industry pain points. Specifically, the body insurance covers all assets of the robot’s hardware and software, and innovatively includes coverage for cybersecurity incidents. The third-party liability insurance, tailored to the characteristics of robot applications, compensates for third-party personal and property losses as well as related legal expenses. By providing professional risk protection across the entire supply chain for embodied intelligent robots through innovative products, the insurance lowers the barrier for commercial deployment of intelligent technologies and stimulates enterprise innovation and vitality in industrial applications.

The launch of this insurance is a vivid practice of Nanning’s efforts to make artificial intelligence and finance meet each other in both directions. Since Nanning launched the three-year action plan for building an insurance innovation comprehensive demonstration zone, our city has established an integrated insurance innovation ecosystem covering government-industry-university-research-finance-service. We focus on building insurance service brands such as “Yongbao Tech Innovation” and “Yongbao Good Governance,” and we have built a multi-dimensional risk-coverage system spanning technology innovation, green transformation, inclusive people’s well-being, pension protection, and social governance. We have systematically promoted work on 45 insurance innovation projects. In 2025, the city’s insurance industry provided RMB 6.264 trillion in risk coverage, achieving broader reach and more product variety through insurance innovation.

In the next step, Nanning will continue to play an active role for insurance in improving people’s livelihoods, supporting industrial upgrading, and participating in urban governance. We will promote product innovation in insurance, and create more “Nanning experience” that can be replicated and promoted, to better serve the high-quality development of the capital’s social and economic undertakings.

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