## What makes cryptocurrencies so secure?
It all starts with a simple concept: a **digital currency protected by cryptography**. But what does that really mean in practice? Basically, these are coins that exist only in the digital world and use advanced coding techniques to ensure that no one can counterfeit them or commit fraud. It's like having a digital certificate of authenticity for every transaction.
The story began in 2009, when someone under the pseudonym Satoshi Nakamoto envisioned something revolutionary: what if we could make financial transactions directly between people, witho

## When Risk Meets Return: Why Are Investors Drawn to "Premium"?
The rules of investment are simple - the higher the risk, the more enticing the expected return. There is an economic term behind this called "**risk premium**", which measures the extra return that investors require for taking on higher risk. Simply put, if you hold an asset with greater uncertainty, why shouldn't you ask for a little more compensation?
## Understanding Risk Premium from Bonds in the Most Intuitive Way
Imagine two bonds placed in front of you: one is a government bond (very safe but with low interest), and t