HarisEbrat

.@RaylsLabs is basically trying to make “bank-grade on-chain settlement” real, private by default, compliance-native, but still programmable.
DvP (delivery vs payment) is the core primitive here, cash and asset have to swap at the same time, or you get counterparty risk.
Here’s how Rayls Enygma does confidential DvP ⤵️
🔷 Phase 1, Setup + validation
➤ Bank A requests a trade with Bank B (ex: USDC for a tokenized security)
➤ Private network runs the compliance gate first
🔸 permissions check
🔸 limits check
➤ Regulator can see “A ↔ B initiated” but not trade details by default
🔷 Phase 2, Lock

Banks won’t touch public DeFi unless they can keep settlement private and prove compliance. @RaylsLabs is aiming at that exact constraint.
🔷 What Rayls is
➤ An EVM stack with two domains
1⃣ Private, permissioned EVM networks for banks/FIs
2⃣ A public, permissionless EVM L1 for apps + liquidity
🔷 The topology
➤ Banks / FMIs sit on Rayls Private Networks
➤ Those networks can do private interbank settlement directly
➤ A Rayls Privacy Node is the controlled gateway to the public chain
🔷 Private vs public
➤ Private: KYC/ACL, policy rules, confidential tx, settlement
➤ Public: liquidity, comp

.@SeiNetwork is ranked #1 across all chains with the highest positive community sentiment for the entire year.
🔸 Ranked #1 across all L1-L2s
🔸 99.1% positive sentiment for 2025
🔸 not a single negative sentiment period recorded for 2025
Shoutout to the incredible community of Seiyans and the amazing projects building on Sei.
Community support moves faster on Sei. 🫡

From the first EVM block to now, @SeiNetwork has quietly stacked 7 consecutive growth quarters back to back.
Next year is where we see what that compounding really looks like at scale.
gSei Seiyans🫡

The more you dig into lending stats, the more you'll see that @TakaraLend on @SeiNetwork has turned into one of the leading money markets in all of DeFi, not just “another lending protocol.”
🔷 Takara in one look
➤ 2nd lending protocol by daily usage, sitting right behind @aave
➤ Highest stablecoin yields across top 50 in DeFi:
🔸For $USDC roughly 10% base / ~13% 30d avg
🔸for $USDT ~9.5% base / ~19% 30d avg
➤ Only top-30 lending venue that is still pre TGE with an active 🪂 and all $USDC / $USDT deposits earn max Karate💎 points for the airdrop farming
➤ #1 DeFi app on Sei by TVL and

.@Kindred_AI is still pre TGE with launch targeted for Q1 2026, and they have already proven people will pay real money for this before the token even exists. Hard not to be bullish on what this does to @SeiNetwork once it all lands onchain.
🔷 Kindred in one look
➤ IP driven AI companions with 20+ licensed brands instead of another faceless agent app
➤ First chapter SATO already did around $1.85M in presale on its own
➤ Roadmap points to 25+ IP launches through 2026, each with its own presale and in-agent economy
🔷 Why this matters for Sei
➤ Every IP drop, presale and in-agent purchase

Unlike other chains, institutional adoption on @SeiNetwork is not just a pitch, its already in motion.
🔷Two major headlines this week:
➤ CoinShares’ Staked SEI ETP is now live on Interactive Brokers, giving regulated brokerage access to SEI
➤ IBKR serves 200+ countries and executes 2.6M+ trades per day
➤ SEI is now part of the DIME ETF, putting it in front of 50M Vanguard customers
🔷 Why it matters
➤ Vanguard runs over $11T and is the largest admin of U.S. 401(k) assets
➤ Between CoinShares, IBKR, and Vanguard, SEI is becoming one of the few L1s you can reach from both DeFi rai