## How to Effectively Build and Manage a Savings Portfolio
Saving money is not a luxury, but a necessity. In today's times, when inflation eats away at the value of our earnings and financial uncertainty is constant, smart saving becomes the foundation of material security. But how to start? And above all – how to ensure that our savings do not lose value?
## Savings are the Foundation, and the Wallet is the Map
Before we take specific actions, it is worth understanding what savings actually are. It is a part of income that does not go towards current expenses, but is set aside for future
View OriginalSaving money is not a luxury, but a necessity. In today's times, when inflation eats away at the value of our earnings and financial uncertainty is constant, smart saving becomes the foundation of material security. But how to start? And above all – how to ensure that our savings do not lose value?
## Savings are the Foundation, and the Wallet is the Map
Before we take specific actions, it is worth understanding what savings actually are. It is a part of income that does not go towards current expenses, but is set aside for future