UToday

Retail investors are retreating from crypto, shifting capital to traditional assets, while institutional "whales" aggressively accumulate Bitcoin. The market is experiencing increased greed, as indicated by the Fear and Greed Index rising to 61.

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Ripple expands EU regulatory footprint with Luxembourg EMI approval
Ripple has scored its second major r

BlackRock reported record inflows of $342 billion in Q4 2025, totaling $698 billion for the year. Notably, it used "digital assets" over "crypto" to appeal to institutions. The firm is also expanding into private markets, aiming for $400 billion by 2030, emphasizing a broad distribution model beyond ETFs.

David Schwartz, Ripple's CTO Emeritus, emphasized that the XRP Ledger features a native Automated Market Maker (AMM), enhancing its decentralized exchange (DEX) functionality. He noted key advantages, such as reduced risks from malicious smart contracts, but also mentioned limitations, especially in low-volatility scenarios.

Ivey Publishing's case study outlines Polygon's successful shift to a Cost Per Wallet growth strategy, enhancing user acquisition efficiency by focusing on wallet-level data. This approach demonstrates that blockchain growth can be quantified like traditional industries.

Panos Mekras urges the XRP community to prioritize developing the XRP Ledger (XRPL) over speculative trading of XRP. He emphasizes the need for a strategic reset to enhance network activity, arguing that real adoption hinges on the utility of XRPL rather than price speculation.

Bitcoin surpassed $97,000, driven by a slowdown in selling from long-term holders known as OGs. Despite some retail investors exiting, a decline in supply on exchanges and reduced selling pressure from OGs suggest potential for further price increases, targeting $100,000.