"Interest is not needed" Several banks trigger a wave of transfer of large deposits

On September 29th, Jinshi Data reported that the previously hard-to-find large-denomination time deposit has seen a rare wave of transfers. The Weizhong Bank App shows that the annual interest rate for a three-year large-denomination time deposit is 2.25%, and the annual interest rate for a two-year large-denomination time deposit is 2.20%. Among them, the three-year large-denomination time deposit with an annual interest rate of 2.25% is “sold out”. It is reported that the newly added large-denomination time deposits mostly have an interest start date after September 20th, with a focus on three-year deposits. Among the pending transfer large-denomination time deposits in the Zhongbang Bank, half of them have an interest start date in September. In addition, there are also multiple large-denomination time deposits with an interest start date in late September in the transfer zone of China Merchants Bank. Some investors, in order to quickly transfer ownership, even set a certain margin of profit, and are willing to transfer part of the Interest they hold to the transferee.