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Don't remind me again today

Banks are basically just profit machines, not your financial advisors. Dave Ramsey just dropped a reality check: those fancy marble lobbies? You're literally paying for them through overdraft fees, maintenance charges, and hidden ATM costs that drain hundreds per year.



The actual play? Switch to credit unions or no-fee online banks. They're member-owned, so they actually care about your money staying in your pocket instead of theirs. Skip the debt trap too—loans and credit cards are how banks make their real money. Budget tight, avoid overdraft hell, and stop letting "big finance" nickel-and-dime you to death.

TLDR: Don't just pick a bank because it's convenient. Shop around, find a credit union or fintech that doesn't charge for basic stuff, and keep control of your cash.
This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.
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