Just read something about Charlie Munger that stuck with me. At 31, this guy wasn't some prodigy yet—he was broken. His young son died of cancer, his marriage collapsed, and he was drowning in debt. Most people would've called it quits. Not him. He didn't have some dramatic awakening moment. He just showed up to work the next day as a lawyer, trading hours for dollars like everyone else. But something shifted in his mind. He realized that comfort wasn't going to fix his pain—only capability could. So he started reading. Not just finance books. Physics, biology, psychology, history, evolution. He was building mental models, learning how the world actually works. That's when everything changed. When Munger finally met Buffett at dinner in Omaha, he didn't try to impress anyone. He just offered a different perspective: stop buying cheap garbage companies. Buy quality businesses instead, even at higher prices. Quality compounds over time. That one conversation rewired how Berkshire Hathaway operated. Munger became Vice Chairman and shaped decades of decisions from behind the scenes. What strikes me most is how he transformed pain into rigor. He didn't 'overcome' loss—he let it make him sharper, more uncompromising, more clear-headed. Even now, at 99, he's still reading, still learning, still curious. The guy never stops. His story reminds me that sometimes what feels like the end is actually just a different beginning. The universe isn't settled yet. We're all potential dark horses waiting for our moment.