XRP (XRP Ledger) caiu 5,77% nas últimas 24 horas, atualmente cotado a 2,13 dólares

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On January 8th, according to CoinMarketCap data, as of press time, XRP (XRP Ledger) is trading at $2.13, down 5.77% in the last 24 hours. It reached a high of $2.41 and a low of $1.87, with 24-hour trading volume reaching $4.067 billion. Current market cap is approximately $129.142 billion, down $7.904 billion from yesterday.

XRP Ledger is a decentralized public blockchain built for business applications, co-led by a global community of enterprises and developers. Backed by over a decade of flawless operational history, the chain provides a simplified development experience, low transaction costs, high-performance processing, and sustainability. Each transaction costs only a few cents, with thousands of transactions settling within seconds.

Core functionalities of XRP Ledger include built-in high-performance decentralized exchange, cross-currency payments, payment channels, multi-signature security mechanisms, and token issuance. The network has operated stably over 63 million ledgers, maintained by a global community of enterprises, developers, validator nodes, and users, committed to building a green and efficient blockchain infrastructure.

Analysis of Recent Key Market Drivers for XRP

1️⃣ Short-term outflows from spot ETF funds, phased pullback in institutional allocation enthusiasm

US XRP spot ETF recorded total net outflows of $40.8 million on January 7th (US Eastern Time), with 21Shares’ TOXR product seeing outflows of $47.25 million, showing the weakest performance. In contrast, Bitwise XRP ETF recorded net inflows of $2.44 million, reflecting differentiation among fund managers. Despite single-day outflows, XRP spot ETF’s total net assets remain at $1.53 billion, with historical cumulative net inflows reaching $1.2 billion. This capital reflow primarily reflects short-term profit-taking and position adjustments rather than fundamental negation of XRP’s long-term allocation value by institutions.

2️⃣ Cross-chain ecosystem expansion achieves new progress, on-chain liquidity and application scope continue expanding

FXRP issued through Flare’s FAssets system officially launched on Hyperliquid platform, achieving XRP’s first spot trading pair (FXRP/USDC) on the chain’s order book. FXRP is issued based on Flare’s FAssets system and LayerZero’s omnichain standard, supporting direct bridge back to XRP Ledger after trading on Hyperliquid. This initiative provides XRP holders with deeper on-chain spot liquidity while expanding XRP’s application scope in DeFi scenarios, maintaining native XRP’s decentralized custody characteristics as the final settlement layer.

3️⃣ WisdomTree proactively withdraws spot ETF registration application, market competition landscape adjusts

WisdomTree formally withdrew its proposed spot XRP ETF registration application with the US Securities and Exchange Commission on January 7th, stating the company has decided to postpone the product launch for now. While this reduces XRP ETF product options in the market, it has not shaken the fund base of already-listed products. Main products in the spot XRP ETF race including Franklin XRP ETF (XRPZ), Bitwise XRP ETF, and Canary XRP ETF continue stable operations, with cumulative asset scale maintaining high levels.

4️⃣ Ripple commercial ecosystem expansion accelerates, payment infrastructure construction advances

Ripple’s enterprise financial management company GTreasury completed its acquisition of Solvexia, a leader in no-code financial automation. This integration combines GTreasury’s financial management platform with Solvexia’s automation technology, significantly improving financial processing efficiency, reducing manual reconciliation from days to minutes, and substantially lowering error rates and audit risks. Following acquisition completion, Ripple continues expanding its financial sector layout, further consolidating its competitiveness in digital asset infrastructure.

5️⃣ National bank charter application progress advances, long-term regulatory recognition strengthens

Ripple’s regulatory process for applying for a national bank charter is near completion, with the application beginning as early as July 2025 and receiving conditional approval in December 2025. The proposed institution is named Ripple National Trust Bank, positioned as a trust bank and to be listed as a Federal Reserve System member institution. This status enables Ripple to directly access the US financial system and utilize related Federal Reserve infrastructure, providing higher-level compliance endorsement for serving institutional clients and managing RLUSD stablecoin reserves. Approval of the national bank charter marks XRP’s achievement of stronger institutional recognition at the financial regulatory level.

6️⃣ Financing scale and valuation surge significantly, institutional capital concentration deepens

Ripple completed $500 million in financing in November 2025, with enterprise valuation reaching approximately $40 billion, a substantial leap from the previous $11.3 billion implied valuation. This funding round attracted heavyweight institutional participation including Fortress Investment Group, Citadel Securities, Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace, further strengthening Ripple’s market endorsement at the institutional level. Sufficient capital reserves enable the company to advance business expansion without launching an IPO, with management clearly stating no IPO plans in the near term, focusing on business execution, M&A integration, and core product expansion.

This message is not investment advice. Please note market volatility risks when investing.